Plugins:

• Mura Meister Cloud DOWNLOAD

• VD Adrenaline - Snowflakes HERE

• place the CJCrystal gradient in your psp files - gradient folder

• place the LM Diamond  in your pattern folder

• open and minimize the font

Open a new canvas 500x500

fill with white or a background color of your choice

Copy and paste the silver frame onto your canvas

Click inside the frame with your magic wand

Selections - Modify - Expand by 2

Click down on the background layer and add a new layer

set your foreground color to and fill with#5b687c

set your background color box to #7e93ae

Effects - Plugins - Mura Meister - Cloud (you may need to click reset)

Effects - Plugins - VD Adrenaline - Snowflakes

Selections - Select None

Copy and paste the Santa mist as a new layer and resize by 75% bicubic - position

Go to Adjust - Brightness and Contrast

Click back down to the inside fill layer of the frame - Selections - Select All - Selections - Float - Selections - Invert

Click on the santa mist layer and hit the delete key on your keyboard

Selections - Select None

Close the visibility of the bottom background layer and then merge visible the other layers

Turn the background layer back on

Click on the top layer in your layer palette

Copy and paste the diamond snowflake as a new layer and position

add this drop shadow to the snowflake and frame

V&H 2 Opacity 66 BLur 7 color #070b26

Click on your text tool

Set your foreground to the CJCrystal Gradient and your background to the LM Diamond pattern

Type out your name and position and add the same drop shadow.

Add a new layer and apply your watermark

Close the bottom layer again and merge visible and crop the excess.

Export as a jpg